Is Enterprise Financial Services (EFSC) Offering Value After Recent Share Price Weakness?

7 hours ago

Simply Wall St

Mon, March 16, 2026 at 12:10 PM EDT 5 min read

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Wondering if Enterprise Financial Services is priced attractively today, or if the market is missing something in plain sight?
The share price closed at US$53.33, with a 1.3% decline over the past week, a 12.3% decline over the last 30 days, and returns of a 1.3% decline year to date and a 3.7% decline over the past year. The 3‑year and 5‑year returns both sit at 22.0% and 22.2% respectively.
Recent price moves can often reflect shifts in how investors view risk, growth, or the broader banking sector, and Enterprise Financial Services is no exception. Even without a single headline driving the story, the past month's weaker share performance gives extra context for assessing whether the current price still lines up with business fundamentals.
Against this backdrop, the company currently scores a perfect 6 out of 6 valuation checks. The rest of this article will unpack what that means using different valuation methods, before finishing with a framework that can help you think about value in a more rounded way.

Find out why Enterprise Financial Services's -3.7% return over the last year is lagging behind its peers.

The Excess Returns model looks at how much profit a company is expected to earn above the return required by shareholders, then capitalizes those “extra” profits into an estimate of fair value.

For Enterprise Financial Services, the model starts with a Book Value of US$53.22 per share and a Stable EPS of US$5.96 per share, based on weighted future Return on Equity estimates from 4 analysts. The Cost of Equity is put at US$4.17 per share, which implies an Excess Return of US$1.79 per share, or profit above the return investors are assumed to require.

The Average Return on Equity used in the model is 9.96% and the Stable Book Value is US$59.77 per share, sourced from weighted future Book Value estimates from 5 analysts. Plugging these inputs into the Excess Returns framework produces an intrinsic value estimate of US$109.81 per share, compared with the recent share price of US$53.33. This points to the shares trading at a 51.4% discount to the model’s estimate of value.

Result: UNDERVALUED

Our Excess Returns analysis suggests Enterprise Financial Services is undervalued by 51.4%. Track this in your watchlist or portfolio, or discover 49 more high quality undervalued stocks.